Nobody likes to look or feel stupid. When it comes to money, you’re supposed to have implied wisdom. The reality is that most Americans have a financial literacy deficit. Money smarts are not taught in school and most parents don’t have good money habits. If you don’t know what you are talking about, you don’t want to talk about it. If you asked me about Marine Biology, I couldn’t hold an intelligent conversation. The challenge is that everybody needs to be smart about money because we make financial decisions every day. The great thing is that you don’t need to be a genius to be a financial success. Enroll in a 401(k) or start an automatic investment plan and invest a dollar a day into a growth mutual fund and you can build long lasting wealth. As your net worth increases so will your financial knowledge. Get started today! So that you and your family will feel comfortable talking about money.