Tag Archives: savings

Munny Journey Talking About Money

Why don’t people like talking about money?

Nobody likes to look or feel stupid.  When it comes to money, you’re supposed to have implied wisdom.  The reality is that most Americans have a financial literacy deficit.  Money smarts are not taught in school and most parents don’t have good money habits.  If you don’t know what you are talking about, you don’t […]

Financial Education for Kids

Why do people hesitate to save for retirement?

Are you a grasshopper or an ant?  Or are you a product of your environment?  Grasshoppers raise grasshoppers and ants raise ants.  If you were born into a family of spenders it’s pretty hard to become a saver.  It’s not part of your DNA.  Your mental model is to spend. Investing for retirement is foreign […]

The One Thing Every Millennial Should Do

Patrick O’Shaughnessy at the Millennial Invest blog wrote a post titled “6 Things To Do In Your Early 20’s.” Number two on the list is save and invest, and I believe this is the most important thing a millennial should do in their early 20’s. Ideally, investing should start at birth, it’s why I wrote […]