Instant gratification is the enemy of financial security. If you plan ahead (if you budget), you can buy whatever you want. Just don’t sacrifice the future for the present. One must act like a lone wolf to bust beyond the cyclone of instant gratification.
It’s about creating financial security and creating savings habits at a young age. Teaching your kids about money can change their future, and yours. It’s not about becoming rich, just about becoming smart about money.
You don’t have to be a genius to obtain financial success. A dollar a day into a mutual fund can change your future (or the future of your children).