Tag Archives: Money Journey

Investomom

What is an Investomom?

Investomoms are all about financial security.  This new breed of investor can see into the future to protect their kids and families from financial procrastination.  Each addition to the family starts a financial clock that she addresses with proactive vigor.  Investing a dollar a day into a growth mutual funds will help offset known events […]

Teaching kids about money and why we don’t do it

Money is slowly experiencing a generational paradigm shift. The shift has been caused by extended life expectancies. Life spans are increasing by 30% a decade.  In the early 1900s many people would WORK and DIE. In that era, there was no reason to save.  The majority of the greatest generation and the baby boomers are […]

How to pick a Mutual Fund

Picking a mutual fund could seem complicated because there are many to choose from, but let’s make things simple. At the 30,000 foot level, funds divide into growth funds that invest in stocks and bond funds that invest corporate and/or government bonds. Over long periods of time, stock funds provide higher rates of return in […]

Munny Journey Talking About Money

Why don’t people like talking about money?

Nobody likes to look or feel stupid.  When it comes to money, you’re supposed to have implied wisdom.  The reality is that most Americans have a financial literacy deficit.  Money smarts are not taught in school and most parents don’t have good money habits.  If you don’t know what you are talking about, you don’t […]

Why aren’t Millennials saving?

This age demographic is financially illiterate and many are suffering from student loans and credit card debt. The irony is that starting an investment nest egg has never been easier or cheaper. The financially illiterate suffer from the ceiling of complexity. They don’t know what to do, they don’t know how to invest and are […]

Holiday Gifts: How to become the best parent or grandparent ever!

All the adults in this country know the financial challenges our children are going to face. Most of us face them alone with little guidance. Over the centuries there has become an unspoken rule to not share financial decisions and challenges with the younger generation. The result is the next generations are left to make […]