Are you a grasshopper or an ant?  Or are you a product of your environment?  Grasshoppers raise grasshoppers and ants raise ants.  If you were born into a family of spenders it’s pretty hard to become a saver.  It’s not part of your DNA.  Your mental model is to spend. Investing for retirement is foreign and complicated.  Who do I talk with? How do I start?  How much does it cost?  What if I make a mistake?  Welcome to the ceiling of complexity.  It’s hard to do anything you don’t understand.  The silly thing is that today it’s easy and you don’t need a lot of money to get started.

Imagine if you invested one dollar a day for each day of your life?  What if you never looked at the balance for 65 years?  The numbers are remarkable! Just one dollar… WOW!  Check out how $1 a day could turn into $89 million!