A recent study linked short term debt with depression. This correlation makes sense and plagues many Americans stuck in credit card debt. One untimely event can cause the economic teeter totter to swing the wrong direction. The great thing about the study is that this is something that can be fixed. If we reframe investing to start at birth. Investing a dollar a day could eliminate or substantially reduce financial depression for a child or grandchild. Who wouldn’t pay (invest ) 30.00 dollars a month to eliminate depression. Just think if this was done for the 4 million kids born each year we could create generations of happy people. Change your thinking and change the results. It’s going to take some time to change the mindset of this country, but you can choose happiness for someone you love.