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What’s so good about a budget?

Budgets are like diets… they sound great but very few people follow them. What everyone needs is an automatic savings plan.  Payroll driven savings are the best! 401(k)s and simple IRAs invest money pre-tax. Once enrolled most people adjust their spending habits around their net paycheck. The next best choice is an automatic savings plan […]

Save a dollar a day for financial freedom

Can you give retirement?

Yes! In the form of the parent or grandparent “401(k).” One of the most overlooked financial opportunity is starting a Roth IRA.  The second a child or young adult earns any income it can be contributed into a Roth IRA and compound tax free. Babysitting money,  mowing lawns, raking leaves all qualify as earned income. […]